*Rates effective 7/1/02 and are subject
to change. A Market Value Adjustment (MVA) will apply to any withdrawal
(in excess of permitted free amounts)made during the first nine
years you own your UltraMYG Annuity. Early withdrawal charges are
as follows:(9,8,7,6,5,4,3,2,0%) Annuities are issued by AIG Annuity Insurance Company. AIG Annuity Insurance
Company is a member of American International Group, Inc.
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