I'm attaching the new encrypt.el (mostly gnus-encrypt.el minus cruft
and with a search&replace done) and the related netrc.el (just
search&replace of gnus-encrypt with encrypt).

Let me know if it looks OK before I put it into Gnus.  gnus-encrypt.el
will become a shallow wrapper with no options for now if this
conversion happens.

If password.el, netrc.el, encrypt.el, and pop3.el move to Emacs,
that's OK but I don't have CVS access to Emacs source code so it will
be harder for me to maintain those files.

Ted