In the docs, it says that for Windows installs,  there is a "Default user data directory" at   C:\users\username\AppData\Roaming\pandoc

Indeed, typing "pandoc --version" at the command prompt tells me that is so.

However, there is no such folder in ..\Roaming  (Unless it's a hidden folder?)

I was presuming that a default reference.docx file came with the pandoc installation, and would be there. I can't find this file anywhere on my computer.

Do I have to create a new pandoc folder under  C:\users\username\AppData\Roaming\   and place my own reference.docx file into it?

Or was my install using the msi unsuccessful and I should reinstall pandoc.

 Other than that, all good.